A Copay-First, Transparent Framework
Create modern, high-value health plans that deliver affordability, transparency, and consumer empowerment — all within a unified platform.
Build the plans for tomorrow. Optimize costs today.
Alternative Health Plan Enablement
Smart Plan Design, Built for the Future
TALON empowers payers and employers to reimagine health plan design — replacing complexity and confusion with clarity, simplicity, and consumer engagement. With dynamic benefits, reward-backed incentives, and intelligent cost structures, plans become easier to understand, more predictable to use, and more effective at driving value.
Clear, Defined Costs
Replace vague, unpredictable deductibles with straightforward copays that improve member understanding, simplify decision-making, and enhance the consumer experience.
Value-Based Plan Tiers
Design benefit tiers dynamically, aligning member costs with provider value to incentivize high-quality, cost-effective care choices.
Integrated Rewards & Payments
Seamlessly integrate with MyMedicalRewards™ and TALONPay™ to deliver reward-backed incentives and frictionless payments, driving engagement and reinforcing smart healthcare decisions.
Why Alternative Plans Matter
The traditional high-deductible model is breaking: rising out-of-pocket costs, declining employee satisfaction, and stagnant outcomes.
Employers and health plans need benefit designs that:
Highly Dynamic, Incredibly Flexible, and Consumer-Centric
TALON’s platform gives you the tools to create plans that are easy to understand, effortless to manage, and proven to drive smarter healthcare decisions.
Configure Copays
Replace complex deductible structures with clear, predictable copays across service types – from primary care visits to imaging and urgent care.
Tier Providers
Organize providers by quality and value, steering members toward high-performing, cost-effective options.
Display Costs Clearly
Present pricing in plain, member-friendly language so there are no surprises at the point of care.
Integrate Claims Seamlessly
Sync claims and accumulators with existing systems for a smooth, low-lift administrative experience.
Enable Real-Time Insights
Give employers and TPAs instant visibility into utilization, performance, and savings with live dashboards.
Full Stack Innovation Engine
Transform your plan design strategy
Discover how TALON helps you deliver simpler member experiences, measurable savings, and a clear competitive edge.