Mphasis User Group 2026 — TALON
A private follow-up for MUG attendees

Network depth defined the last thirty years. Intelligence defines the next ten.

If you sat in on the session, you already heard the argument. This page is here so you can take the next step — a working session with our team to see the operating model run inside your environment.

Schedule with Dawn Direct email · usually replies same day
The Argument
The TPAs that win the next decade won't have the biggest networks. They'll deliver the most understandable, predictable, and intelligently guided experience — and they'll do it on top of Javelina and HEALTHpac, not by replacing them.

National carriers are spending billions to build the experience employers and members are now demanding. They are out-marketing the TPA channel — not out-engineering it.

The opportunity for Mphasis users is structural. The platform you already operate, paired with TALON's intelligence layer, ships a member experience that carriers cannot match without unwinding their own business model.

Three Pillars

The operating model that wins net-new self-funded business.

01

Modern Plan Design

Value-based, price-certain, or zero-deductible — chosen deliberately — that members can actually understand, with predictable cost and incentives that reward high-value choices instead of penalizing confusion.

Alternative Health Plan Enablement
02

Networkless Pricing

A next-generation pricing model that doesn't depend on contract negotiations. UAPA™ uses all applicable payer-provider-procedure triads to return a fair, defensible, equitable payment to both member and provider on every claim, every time.

UAPA™ · Patent Pending
03

Enhanced Care Navigation

Most navigation tools only consider the financial aspect of the claim — what will be paid, not what's happening to the member. We bring longitudinal clinical records into the navigator's workflow alongside pricing and quality, so guidance is grounded in the full picture.

TALON's Care Navigation
Documented Outcomes

The numbers that change the employer conversation.

20-40%
Reduction in total medical spend across deployed plans
22%
Average member out-of-pocket savings on shoppable procedures
ROI on MyMedicalRewards™ — every reward dollar returns three in plan savings
How It Sits On Your Stack

Three layers. Yours, ours, and the member's.

No rip-and-replace. No parallel data model. No workflow change for your claims team. TALON sits as an intelligence layer on top of what you already operate — go-live measured in months, not years.

TopMember Experience
MyMedicalShopper™ · Enhanced Care Navigation · MyMedicalRewards™ · TALONPay™
MiddleTALON Intelligence Layer
UAPA™ · Claims Hindsight™ · Network Hindsight · MyMedicalMetrics™
FoundationYour TPA Core
Javelina · HEALTHpac · adjudication, eligibility, member portal, reporting
The point: the carriers can't match this model without unwinding their own business — they own everything from the network up. You don't have that constraint.
The Next Step

A working session, not a demo deck.

Bring a real plan, a real employer scenario, or a deal you're trying to win. Dawn will walk you through how the operating model would land inside your environment — Javelina or HEALTHpac — with the data you actually run.

Dawn Aston
TALON · SVP, Payer Sales

Send a short note with your role, your TPA core, and one or two questions we can help answer.

Email Dawn